Employees in the construction industry have a high risk of falls because they are exposed to many hazards during building construction. The hazards are compounded when there are many contractors working on a project.
The Leading Cause of Fatalities in the Construction Industry
The leading cause of fatalities in the construction industry is falls. Since 1995, more than 300 fall-related deaths have occurred each year, or approximately one third of all construction deaths. The sad part of the story is that most of these deaths could have been prevented.
How do these accidents occur?
Employees in the construction industry have a high risk of falls because they...
How effectively can you explain UM/UIM coverage to a client who doesn’t know much about insurance? In layman’s terms, UM/UIM coverage is insurance that pays for the client’s injuries from an accident caused by the owner or operator of an uninsured or underinsured vehicle. Excess UM/UIM from a personal umbrella policy pays after the auto policy’s UM/UIM limits have been exhausted.
It’s important for a client to understand that UM/UIM coverage comes into play when an insured is involved in an accident and the person who caused it either doesn’t have any insurance or